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How to budget for your deck

Since the Corona pandemic there has been an upswing in the home improvement sector, specifically DIY. Since people are home more, they are looking for ways to improve their home and even expand their living space. One such way is to build or expand their deck.

Unfortunately, depending on how big or fancy you go, your deck may come with a big price tag. For example, the typical pressure treated wood deck starts around $15 per square foot, including materials. If you want a more elaborate deck using quality hardwood or composite materials the cost increases to about $35 per square foot. 1,2

But before you start building there are a few things to consider like home value. While typically a deck will improve your home’s value there is such as a thing as over-improving. You don’t want to spend too much on a deck that is too big that you will never recoup the cost, especially if you are not planning on living in the residence that long. 1,2

According to Hanley’s Wood Remodeling Magazine, the national average for recouping deck building costs is 62%. So, if you spend $10,000 on your deck, you would be out $3800. 1,2

With an increase in home value comes an increase in property taxes. So, you need to plan for that as well. Also, an increase in homeowner’s insurance to ensure your new structure is covered. 1,2

Also don’t forget the permits, they cost money (around $500 average)3, but without them your township could force you to remove the deck especially if it isn’t built up to code.


  1. https://www.hgtv.com/outdoors/outdoor-remodel/budgeting-for-a-deck
  2. https://homeguide.com/costs/cost-to-build-a-deck#estimating
  3. https://www.homeadvisor.com/cost/architects-and-engineers/get-a-building-permit/

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at 800-205-0128
and we will be happy to help you with your Decking needs